How to Save on Everyday Expenses Without Sacrificing Comfort
1. Groceries
- Meal plan + shop sales (use apps like Flipp).
- Buy generic brands (often same quality).
2. Subscriptions
- Audit monthly services (cancel unused ones).
- Share accounts (Netflix, Spotify Family).
3. Utilities
- LED bulbs + smart thermostats cut energy bills.
- Negotiate internet/cell plans (threaten to switch).
4. Transportation
- Carpool, bike, or use cashback gas apps (Upside).
- Refinance auto loans if rates drop.
5. Shopping
- Wait 48 hours before non-essential purchases.
- Use cashback tools (Rakuten, Honey).
Bonus: Buy quality over quantity—cheap stuff costs more long-term.
